API Backend Engineer

Filled
February 20, 2026

Job Description

Job Details

  • Job Title: API Backend Engineer
  • Employment Type: Full-time
  • Team Type: Core Engineering Team
  • Product Focus: Credit-as-a-Service Platform (Consumer-Facing APIs)

Key Responsibilities

  • Own backend solutions end-to-end from ideation, planning, and scoping to implementation and launch.
  • Build and maintain consumer-facing developer-centric APIs.
  • Collaborate with cross-functional teams to translate functional and technical requirements into detailed architecture and design.
  • Participate in architectural and solution design discussions to ensure performance, fault tolerance, and maintainability.
  • Troubleshoot and debug applications across multiple layers of the application stack.
  • Design and develop reusable systems to model customer data, credit review processes, and borrower experiences.
  • Develop secure systems that collect and manage confidential customer data.
  • Contribute to code reviews and maintain high-quality coding standards.

Company Overview

The organization is building a credit-as-a-service platform aimed at providing easy access to capital for small and medium-sized businesses. As an early member of the engineering team, this role directly impacts product development and business growth. The team operates in a fast-paced, startup-style environment focused on rapid innovation and high ownership.

Qualifications

  • Experience building developer-centric APIs.
  • Proven experience delivering products/services end-to-end (design, implementation, testing, delivery).
  • Experience working in a startup or startup-like environment.
  • Strong collaboration and teamwork mindset.
  • Ability to take ownership and accountability for deliverables.
  • Experience handling secure and confidential customer data.

Required Skills

Effective communication and collaboration skills

Python

Java

PostgreSQL

Docker

REST API Development

System Architecture & Design

Application Debugging & Troubleshooting

Secure Data Handling

Strong analytical and problem-solving skills